Dorset Consulting — Capital Structuring & Institutional Financing Advisory
Capital Structuring & Institutional Financing Advisory · Nigeria

Your financing costs are too high. We fix that.

Dorset Consulting is a specialist advisory firm built to help established Nigerian businesses improve financing structures, reduce borrowing costs, and engage institutional capital with greater credibility and preparedness.

A member of the Dorset Consulting global network, our Nigeria practice is grounded locally and informed by broader experience across Africa and Asia.

Enterprises Served

Businesses across manufacturing, healthcare, pharma, FMCG, and development finance

Capital Mobilised

Financing structured, facilitated, and unlocked across Nigeria, APAC, and related advisory engagements

100+

Years Combined Experience

Senior team experience across capital structuring, banking, institutional finance, analytics, and sustainable finance

Nigeria Vietnam Hong Kong Thailand South Africa Switzerland Europe

Built for one outcome: lower financing cost, stronger structure, better options.

Dorset Consulting is Nigeria’s specialist capital advisory firm — built to deliver what businesses actually need: lower borrowing costs, stronger financing structures, and improved readiness for institutional financing conversations. We do not produce reports for the shelf. We structure, prepare, and support execution.

Reduce Your Cost of Debt

We review existing facilities, identify where you are overpaying, and build the case for improved terms, better structure, and stronger lender engagement.

Open the Door to Institutional Capital

Many businesses qualify in principle for development finance and institutional capital, but lack the documentation, preparation, and positioning required to engage seriously.

Unlock Green & ESG-Linked Financing

Where a business qualifies, ESG-aligned frameworks can support access to financing instruments with more attractive pricing and more suitable terms than standard commercial facilities.

From Strategy to Advisory Mandate

Our work is scoped, time-bound, and output-driven. Every engagement is designed to end with clearer decisions, stronger documents, and a better financing position.

If any of these sound familiar, you are leaving money on the table.

These are not isolated problems. They are systemic — and every one of them has a solution when the structure, analysis, and lender preparation are done properly.

25–30%

Borrowing at commercial rates — every year

Commercial lending costs continue to squeeze margins and reinvestment. Many businesses are paying these rates without the structure or documentation to negotiate anything better.

FX Risk

Dollar costs rising with no hedge in place

Naira depreciation can significantly increase the real cost of foreign currency obligations. Without a structured approach, the pressure compounds with every cycle.

Short Tenor

Long-term assets funded by short-term credit

Overdrafts and revolving lines continue to fund equipment and other long-term assets, creating permanent refinancing pressure and avoidable cash flow strain.

DFI Access

DFI capital exists — but remains out of reach

Development finance institutions and international lenders may offer better pricing and longer tenors, but most businesses never present in the standard they expect.

Multi-Bank

Covenants piling up across multiple lenders

With facilities spread across several institutions, maturity tracking, covenant oversight, and compliance visibility often become weaker than management realises.

Growth

Expansion constrained by capital structure

Orders may be there and the market may be ready — but growth is delayed because the financing structure was never designed to support the next round properly.

6

Every engagement is built around one outcome: you finish paying less, accessing more, and growing faster.

The value is not abstract. It is financial, strategic, and measurable.

Request a Preliminary Review
01

Cut Your Borrowing Costs

We review every facility, benchmark against market alternatives, and build the negotiating case to improve your position.

02

Stop the Refinancing Treadmill

We align repayment schedules with actual cash flow and asset life so you stop operating under constant renewal pressure.

03

Make Your Financing Fit Your Business

The wrong financing type for the wrong asset creates structural drag. We fix the match — right instrument, right tenor, right terms.

04

Get Expansion-Ready for the Next Round

When you are ready to grow, we make sure your financing structure and documentation are ready too.

05

Walk Into DFIs and Institutional Lenders With Confidence

We build the financial model, credit narrative, and documentation package that institutional lenders expect to see.

06

Access Cheaper Green & ESG-Linked Capital

Where a business qualifies, we support the ESG KPI and documentation framework that can unlock more attractive financing options.

Structured advisory, concrete outputs, measurable decisions.

Every mandate is designed to end with materials management can use, lenders can review, and boards can act on.

01

Capital Structure Diagnostic

We map every facility you hold — costs, tenors, covenants, FX exposure — and produce a clear, consolidated diagnostic showing where you are overpaying and where you are exposed.

DeliversOne clear view of your debt portfolio — pricing, gaps, risks, and opportunities.
02

Debt Restructuring & Refinancing Strategy

We model refinancing options, quantify potential savings across scenarios, and develop an actionable roadmap structured for management and lender engagement.

DeliversA fully costed refinancing roadmap with scenario analysis — board-ready and lender-ready.
03

Institutional Lender Preparation

We build the core documentation package institutional lenders require: credit memoranda, financial models, and an orderly data room, so you show up prepared, not amateur.

DeliversEverything an institutional lender needs to take the engagement seriously — professionally prepared and ready to submit.
04

ESG & Sustainability-Linked Financing

For businesses whose operations qualify, we integrate ESG metrics into the financing narrative and framework to support access to green and sustainability-linked instruments.

DeliversAn ESG KPI framework and supporting documentation that can unlock access to sustainability-linked capital.

No guesswork. No open-ended retainers. No ambiguity.

Every engagement is structured, sequenced, and delivered to completion with defined scope, timing, and outputs.

1

Diagnostic

We Map Everything You Have

Every facility, every rate, every covenant, every maturity. No assumptions. No guesswork.

2

Analysis

We Identify What Needs to Change

We model scenarios, quantify savings, and build a clear strategy — priced, sequenced, and ready to act on.

3

Preparation

We Build Everything a Lender Needs to Review

Credit memos, financial models, data rooms, and the full financing narrative — built to institutional standard.

4

Engagement

We Stand With You Through Engagement

We do not hand over a document and disappear. We support the conversation until the work is properly landed.

Every engagement ends with documents you can use, decisions you can make, and results you can measure.

Your Complete Debt Diagnostic

Every facility mapped. Every rate benchmarked. Every gap identified. One document that gives management complete visibility.

Refinancing Roadmap With Cost Savings Quantified

A clear plan showing what restructuring may save across multiple scenarios — board-ready and lender-ready from day one.

Your Investment Case — Written to Institutional Standard

A financing narrative that presents your position, performance, and use of capital the way institutional lenders expect to receive it.

Due Diligence Ready in One Place

Financial, legal, and operational documents organised in an orderly structure to reduce delay and back-and-forth during review.

Foreign Exchange Risk — Identified and Managed

A review of FX exposure across obligations, with a structured approach to understanding where the business is most vulnerable.

ESG Framework That Supports Cheaper Capital

Where qualification exists, the KPI framework and documentation needed to support green or sustainability-linked financing conversations.

All structuring work, analysis, and lender engagement support are delivered within a formal advisory mandate — with scope, timeline, and deliverables agreed upfront.

We work exclusively with established businesses that already have financing and are ready to improve it.

If that is your position, read on.

  • 1Has an annual revenue base of ₦3 billion or above
  • 2Holds existing bank facilities of ₦1 billion or more
  • 3Operates in manufacturing, healthcare, pharma, hospitality, or education
  • 4Is preparing for refinancing, expansion, or a capital structure review
  • 5Has an existing relationship with one or more commercial banks or development finance institutions
  • 6Is led by ownership or management with authority to make financing decisions
If you are still seeking your first bank facility, this is not the right service — yet. Our mandate is to optimise what exists, not originate from scratch. When you are ready, we will be here.

Every engagement is documented, scoped, and time-bound.

You know what you are paying. You know what you will receive. You know when it ends.

Option 01

Diagnostic & Strategy Mandate

One Fixed Fee. Full Scope. Clear Deliverables.

You pay one agreed fee. We deliver the full diagnostic, the refinancing strategy, and the documentation. No surprises. No scope creep. Best suited for companies ready for a structured capital review.

Option 02

Transaction-Linked Mandate

Retainer + Completion Fee Aligned to Your Outcome

A monthly advisory retainer plus a completion fee upon completion — aligning our incentive directly with your outcome. Best suited for significant refinancing or institutional financing engagements.

Scope and fees are agreed at engagement. Dorset is an independent advisor — we do not lend, act as a placement agent, or guarantee financing outcomes. Our role is advisory: to structure, prepare, and support client engagement properly.

Senior experience across capital, banking, analytics, and sustainable finance.

100+ years of combined professional experience across Nigeria, Africa, Asia, and global markets.

Lead Advisor

Capital Structuring & Institutional Financing

Two decades across strategic finance, institutional financing preparation, and emerging market capital structuring.

Nigeria · APAC · EMEA
Senior Advisor & Partner

Business Development

Deep experience across Nigerian banking, SME financing, intervention funds, and commercial growth leadership.

Nigeria Markets
Senior Advisor

Corporate Finance & Advisory

Investment banking, corporate finance, and strategic advisory experience across multiple sectors and mandates.

Corporate Finance · Advisory
Senior Advisors

Analytics & Sustainable Finance

Advanced analytics, decision science, and ESG-linked financing experience across Africa, Europe, and APAC.

Analytics · ESG · Global Markets

Real mandates. Real companies. Real capital.

Capital Raise Preparation
Capital raise financial model and institutional strategy for a listed pharma business
Capital raise financial projections for a consumer goods manufacturer
Financing readiness documentation for mid-market expansion mandates
Pharma · Manufacturing · FMCG
Strategy & Transformation
Enterprise-wide transformation strategy for a federal development finance institution
Strategic repositioning advisory for a public sector lending institution
Strategy development and implementation for organisations
Development Finance · Public Sector
SME Financing Programmes
Designed and administered a major SME cluster credit programme across industrial clusters
Managed an on-lending facility serving 300+ beneficiaries
Coordinated IFC and multilateral-linked SME financing structures and sustainability-linked lending
DFI · Multi-Party Programmes
Institutional Financing Advisory
Debt structure diagnostics and refinancing strategy for mid-sized corporates
Institutional-grade credit memo and data room preparation for lender engagement mandates
ESG and sustainability-linked financing frameworks aligned to international standards
Nigeria · Vietnam · Hong Kong · APAC
Investment & Transaction Support
Alternative investment fund establishment for enterprise-focused mandates
Due diligence, deal memo, and investment committee documentation support
Multi-consultancy advisory work on transformation and capital mobilisation
Investment Management · Advisory

Engagements delivered across Nigeria, Vietnam, Thailand, Hong Kong, and broader APAC. Sectors include manufacturing, pharma, healthcare, agribusiness, hospitality, and development finance.

How we are constituted in Nigeria.

You are engaging a firm with international infrastructure, domestic accountability, and full legal standing under Nigerian law.

Parent Entity
Dorset Global Services Asia Co. Ltd.
Global network and advisory platform
West Africa
Exclusive Franchise & Brand Licence — West Africa
Operating rights across the West Africa region
Nigerian Operating Entity
FV-Direct Technologies Limited
Trading as Dorset Consulting · RC 9193810 · CAC Nigeria
FV-Direct Technologies Limited (trading as Dorset Consulting) operates as the authorised West Africa franchise entity of Dorset Global Services Asia Co. Ltd. — registered with the Corporate Affairs Commission of Nigeria. This is how internationally grounded advisory firms operate locally: global backing, full domestic legal standing, and accountability under Nigerian law.
100+
Years Combined Experience
4
Senior Advisors
6+
Countries Active
₦1b+
Minimum Facility Size

One conversation is all it takes to know whether Dorset can materially improve how your business is financed.

1

Introduction

Your company reaches Dorset directly or through an introduction. The first conversation is confidential and carries no obligation.

2

Initial Discussion

We spend 15–30 minutes understanding your current financing position, what is working, what is not, and what you want to achieve.

3

Preliminary Review

We conduct a rapid high-level review. If there is material opportunity to improve the financing structure, we will tell you what it is.

4

Engagement Definition

Scope, deliverables, timeline, and fees are agreed upfront and in writing — before any work begins.

5

Advisory Mandate

Diagnostic, strategy, documentation, and financing engagement support are delivered in full, on schedule, and to completion.

Your competitors are already paying less.

Dorset Consulting operates as a specialist advisor. We do not lend, place, or guarantee outcomes. We structure, prepare, and position — then stand with our clients until the work is done.

info@dorset.ng · +234-816-655-4463 · +84-362-464-187 · www.dorset.ng · www.dorset.vn